Author: Vickie Helm

Disclosure: The views and opinions expressed herein belong solely to the authors and do not represent the views and opinions of crypto.news editorials. Over the past decade, neobanks have reinvented consumer finance with sleek interfaces, fee-free accounts, and instant payments. But behind the design revolution lies a troubling truth. 76% of neobanks are unprofitable, even though customer numbers have soared to hundreds of millions. summary Deja vu for neobanks, but worse, crypto wallets copying zero-fee card strategies are inheriting a model that has already failed in fiat, and stablecoins are compressing margins further towards zero. Payment is a trap, not…

So-called “Drainer-as-a-Service” platforms, which allow low-skilled attackers to carry out sophisticated cryptocurrency fraud schemes, are posing a challenge for banks as cryptocurrencies become more mainstream, writes Entrata’s Karthik Narayanan.adobe stock Bank boards in 2026 are understandably preoccupied with the regulatory hurdles of stablecoin integration and AI-driven compliance, but as the GENIUS Act gains a foothold in the US, a quieter and more efficient revolution is occurring in the shadow economy. It’s time we stop looking at cryptocurrency theft as a series of discrete hacks and start recognizing it for what it really has become: a scalable model that mirrors the…

Ethereum price extended its decline to $2,220, below $2,200. ETH is currently trying to recover from $2,000, but faces a number of hurdles near $2,250. Ethereum failed to break above $2,300 and a new decline began. The price is trading below the 100-hour simple moving average at $2,265. On the hourly chart of ETH/USD (data feed via Kraken), there is a major bearish trend line forming resistance at $2,250. If the price remains below the $2,350 zone, the decline could begin again. Ethereum price faces resistance Ethereum’s price failed to maintain stability above $2,320, and losses widened, similar to Bitcoin.…

Trustworthy editorial content reviewed by industry-leading experts and experienced editors. Advertising disclosure Kasikorn Bank (KBank), Thailand’s second-largest financial institution, is quietly strengthening its digital asset infrastructure. This giant bank isn’t just tinkering. Trademark filings show the company has secured intellectual property rights for its digital wallet and stablecoin solutions just ahead of the asset management unit’s expected IPO. This is more than just a technical upgrade. This shows that institutional banks are finally getting serious about integrating blockchain rails. KBank seems to be preparing for a future where cryptocurrencies become an everyday medium of exchange rather than just a speculative…

The U.S. government has taken full legal ownership of more than $400 million in seized cryptocurrencies, cash, and real estate related to Helix, once one of the most widely used Bitcoin mixing services on the darknet. A federal judge in Washington, D.C., issued a final forfeiture order transferring assets to the government on January 21 following the conviction of Helix operator Larry Dean Harmon. Forfeitures include thousands of bitcoins, hundreds of thousands of dollars in cash, and an Ohio mansion purchased at the height of Helix’s business. Helix acted as a cryptocurrency mixer, pooling and rerouting Bitcoin transactions to obscure…

US President Donald Trump’s nomination of former Federal Reserve Chairman Kevin Warsh to head the US central bank sends mixed signals for the cryptocurrency market and the liquidity of the US dollar, market analysts say.President Trump nominated Mr. Warsh, a Bitcoin supporter, on Friday, and assuming the Senate confirms him, he will replace Jerome Powell, whose term ends in May.Warsh’s nomination could mean the Fed will continue its rate-cutting path. However, it also suggests that broader market liquidity is expected to “stabilize rather than meaningfully expand,” according to Thomas Perfumo, global economist at cryptocurrency exchange Kraken.He told Cointelegraph:“This maintains a…

Disclosure: The views and opinions expressed herein belong solely to the authors and do not represent the views and opinions of crypto.news editorials. While telecom giants spend years getting permission to build new towers, ordinary people are already building the internet faster and cheaper. The contrast is striking. A single small cell tower installation can cost up to $300,000, while a complete macro cell tower installation can cost millions of dollars. With decentralized physical infrastructure networks — otherwise known as DePINs for short — the cost to add a new connectivity point is effectively zero, as it uses software to…

Opinion: Daniel Taylor, Head of Policy, ZumoIt’s been five years since we first heard about the UK being a global crypto hub, and the UK has received its fair share of criticism for its crypto strategy. With a constantly delayed regulatory framework, declining business support and growing public criticism of overzealous and insidious ‘positive friction’, British consumers are being left out in the cold when compared to international consumers in both product access and product choice.Meanwhile, those in positions of influence have repeatedly and complacently ignored crypto trends while failing to implement a framework of protection beyond risk warnings.The word…

Bitcoin started the week with a wide gap to CME futures after significant losses in January as weak liquidity and cautious positioning continued to put pressure on the price. summary CME Bitcoin futures have resumed well below their previous close after a weekend sell-off. January’s decline was due to liquidations and reduced liquidity. Technical signals indicate continued pressure below key resistance. Bitcoin-related derivatives began the new trading week with a wide price differential after CME futures resumed around $6,800 lower, reflecting continued pressure after a weak close in January. CME Bitcoin futures opened at around $77,730, down from Friday’s close…

Disclosure: The views and opinions expressed herein belong solely to the authors and do not represent the views and opinions of crypto.news editorials. Currently, stablecoins already move real money and underpin the majority of on-chain payments. McKinsey puts the daily trading volume of stablecoins at around $30 billion, but even if that number is close to reality, calling stablecoins “experimental” is foolish. Still, mass adoption has yet to materialize. summary Stablecoins are not blocked by regulation, they are blocked by liability. Companies won’t adopt payments if they don’t have clear responsibility for errors, disputes, and compliance. The real scaling bottleneck…