Author: Vickie Helm

Trustworthy editorial content reviewed by industry-leading experts and experienced editors. Advertising disclosure Cryptocurrency critic X Finance Bull argues as follows. Bank of America (BofA) is running a test of cross-border payments using XRP linked to Ripple. This follows an earlier statement by Ripple President Monica Long about banks and the potential for cryptocurrency adoption. Crypto expert claims Bank of America is using Ripple’s XRP in ×postX Bull Finance claimed that Bank of America has already conducted tests with Ripple and that cross-border payments are being rewritten. he added: Ripple provides the technologythe bank will conduct the inspection and the US…

Coinbase CEO Brian Armstrong said the exchange cannot support the Senate Banking Committee’s latest draft of the Clarity Act, warning that the bill, as written, would leave the U.S. crypto industry worse off than the current regulatory status quo. In his post about X, Armstrong cited several concerns, including what he described as a de facto ban on tokenized stocks, new restrictions on decentralized finance that could give the government broad access to users’ financial data, and provisions that weaken the Commodity Futures Trading Commission while expanding the powers of the Securities and Exchange Commission. “After reviewing the text of…

XRP is trading above $2, and a surge in institutional investor flows suggests that the altcoin’s rise is only just beginning.Although XRP (XRP) remains above $2, the move does not yet confirm a bullish turn, and stronger technical validation is expected at higher levels, analysts say.Important points:XRP regained its 50-day moving average in early January, showing early signs of a trend reversal.Institutional capital inflows into XRP hit an all-time high last week, a sharp departure from the market, which saw large outflows during the same period.On-chain volume metrics suggest that the move in XRP above $2 is driven by balanced…

newYou can now listen to Fox News articles. The Senate Banking Committee is scheduled to meet Thursday to consider a cryptocurrency bill that would further fulfill many of the promises President Donald Trump has made to his cryptocurrency billionaire friends. As Congress races to complete its crypto industry wish list before the midterm elections, it should remember what happened the last time crypto impacted legacy banking. We’ve seen this movie before, but the taxpayers paid for the tickets.Last September, as ranking member of the Senate Permanent Subcommittee on Investigations, I released a 292-page report documenting how three of America’s largest…

Disclosure: The views and opinions expressed herein belong solely to the authors and do not represent the views and opinions of crypto.news editorials. The UAE’s next competitive edge in digital assets lies not in pioneering new technologies, but in leading the convergence of two mature technologies: stablecoins and agent AI. Stablecoins emerged as the first mainstream use case for cryptocurrencies, with total transaction volume doubling to $46 trillion last year. summary The UAE’s opportunity is not to invent a new technology, but to combine two proven technologies. By combining stablecoins (already mainstream with $46 trillion in circulation) and agent AI,…

About a third, or 32%, of financial advisors will have invested in cryptocurrencies in their client accounts by 2025, up from 22% in 2024, according to a new study. A growing number of financial advisors appear to be investing more of their clients’ assets in high-risk digital currencies, but Merrill Lynch, one of the industry’s leading brokerage and wealth management businesses, is sounding the alarm about such assets. This is the financial advice industry’s two-pronged approach to solving the crypto investment puzzle. This means satisfying customers who want to invest in digital assets, allowing companies to stick to those assets,…

As Congress debates market structure legislation, lawmakers face a significant opportunity to modernize the financial system and provide new economic opportunities for Minnesotans. However, this must be done in a way that protects the investing public from unnecessary risks.More Americans are using digital assets to save and invest. Minnesota’s hard-working families and seniors in particular are increasingly interested in leveraging digital assets for financial security and retirement savings, which leaves some members of our community vulnerable to fraud and financial crimes that put their hard-earned investments and savings at unnecessary risk. I urge Congress to ensure that all crypto-related legislation…

Disclosure: This article does not represent investment advice. The content and materials published on this page are for educational purposes only. Accepting cryptocurrency payments allows businesses, with the right setup and compliance, to expand their global reach, speed up transactions, and offer customers a modern alternative to traditional payment methods. Many businesses are now exploring payment options other than credit cards and bank transfers. Digital currencies are becoming a viable option, especially for businesses serving customers across borders. Of course, receiving such payments is more complicated than traditional methods. Before getting started, it is essential to understand the wallets, networks,…

Important points Lighter’s new mobile app brings full trading functionality to iOS and Android, and a mobile-only $100,000 LIT contest begins on January 15th. The LIT token showed initial momentum after its launch, but has since rebounded and is trading around $2.10 at the time of writing. Share this article Lighter has released a mobile trading app on iOS and Android, allowing users to access spot, perpetual assets, real-world assets, and pre-markets from their mobile phones. We are excited to release the Lighter Mobile app. Now you can trade on the go with iOS and Android. All assets are available…

Disclosure: The views and opinions expressed herein belong solely to the authors and do not represent the views and opinions of crypto.news editorials. In mid-October 2025, the largest liquidation event in crypto history occurred, with $19 billion disappearing in 24 hours, following what many believed to be a response to President Trump’s announcement of possible significant tariffs on China. This exposed serious structural flaws that left liquidity vulnerable when we needed it most. For an industry that constantly touts institutional adoption as its north star, it has revealed how little infrastructure is actually resilient when it matters. summary The $19…